Peranan perbankan syariah dalam meningkatkan kewirausahaan bagi pengusaha mikro

  • Binton Siburian Sekolah Tinggi Ilmu Ekonomi Jayakarta, Jakarta
  • Bela Aprida Sekolah Tinggi Ilmu Ekonomi Jayakarta, Jakarta
  • Parlin Tumpal Sinaga Sekolah Tinggi Ilmu Ekonomi Jayakarta

Abstract

One of the goals of financing in the micro sector is the distribution of excess fund, meaning that in people’s lives there are parties who have advantage while there are parties who lack. In relation to the problem of funds, the financing mechanism can be a brige in balancing and distributing excess fund from those who have excess funds to those who lack funds. The result of this research show that the reality that occurs today is that most Islamic banks provide financing not to the underprivileged who lack funds to open up business opportunities and crate business independene, but provide financing to people who already have business and are capable of entrepreneurship. However financing in Islamic banks has increased every year, this is the problem that wants to be studied

Downloads

Download data is not yet available.

References

[1] Soekanto. (2009). Sosiologi Suatu Pengantar. Jakarta: Rajawali Pers.
[2] Soekanto. (2009). Sosiologi Suatu Pengantar. Jakarta: Rajawali Pers.
[3] Al-Quran; Surat Al-Baqarah 275
[4] Undang-undang nomor 10 tahun 1998 tentang perbankan
[5] Undang-undang nomor 21 tahun 2008 tentang perbankan syariah
[6] Chandra, Pundi E.(2018). UMKM
[7] Antonio, Syafi’I (2001). Bank Syariah : dari Teori ke Praktik. Jakarta : Gema Insani
[8] Poniarti, D. (2017). Skripsi Fakultas Ekonomi Dan Bisnis. Peranan Perbankan Syariah dalam Pemberdaya Usaha Mikro, Kecil dan Menengah Studi terhadap Mandiri Syariah Kantor Cabang Jakarta.
[9] Oktasari, H. (2019). Skripsi Fakultas Ekonomi Dan Bisnis. Peranan Bank BNI Syariah KC Pasar Jaya Dalam Meningkatkan Kesadaran Syariah Umat Islam pada Pedagang di Pasar Jaya Jakarta.
[10] Irfadillah. (2011). Skripsi Fakultas Syariah Dan Hukum, UIN Sultan Syarif Kasim. Peranan Perbanka Syariah Dalam Mendorong Usaha Kecil Dan Menengah Menurut Tinjauan Ekonomi Islam (Studi PT. Bank Muamalat Tbk Pekan
Published
2022-05-01
How to Cite
SIBURIAN, Binton; APRIDA, Bela; SINAGA, Parlin Tumpal. Peranan perbankan syariah dalam meningkatkan kewirausahaan bagi pengusaha mikro. Journal of Information System, Applied, Management, Accounting and Research, [S.l.], v. 6, n. 2, p. 280-292, may 2022. ISSN 2598-8719. Available at: <https://www.journal.stmikjayakarta.ac.id/index.php/jisamar/article/view/749>. Date accessed: 05 july 2025. doi: https://doi.org/10.52362/jisamar.v6i2.749.